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Merchant Product Manager / Cross-Border Payment Product Manager / Financial Institution Product Manager

RD Technologies

RD Technologies

Accounting & Finance, Product
Hong Kong · China · Çınarcık, Yalova, Turkey
Posted on Jan 22, 2026

Company Overview:

We are a Hong Kong-headquartered company specializing in B2B cross-border payment services and Web3 business. Our mission is to provide efficient, secure, and convenient payment solutions for global merchants. We aim to bridge Web2 and Web3, simplify cross-border transaction processes, and break down geographic barriers, enabling businesses to conduct seamless global transactions. To further enhance our products and services, we are inviting experienced and passionate cross-border payment product managers to join our team.

Merchant Product Manager

Responsibilities:

  • Responsible for planning and designing merchant-side products, including KYC processes, backend review, etc. Write Product Requirement Documents (PRDs) to ensure all stakeholders clearly understand product goals.
  • Deeply understand customer needs, segment product design according to customer types, and continuously iterate products to meet market demands.
  • Use data mining and competitor analysis to improve user experience and onboarding efficiency.
  • Collaborate with cross-functional teams such as compliance, engineering, legal, operations, and quality assurance in the product planning and development process.

Requirements:

  • Minimum 7 years of experience as a product manager, preferably with experience in cross-border payment or e-commerce merchant products.
  • Strong data analysis and mining capabilities; able to drive product optimization through data insights.
  • Excellent project management and cross-department collaboration skills, able to effectively drive project progress.
  • Strong sense of responsibility and self-motivation, able to work independently in a fast-paced environment.
  • Outstanding communication skills, able to clearly and accurately convey complex technical and business concepts.
  • Proficiency in English communication is a plus.
  • Position based in Hong Kong or Shenzhen.

Cross-Border Payment Product Manager

Responsibilities:

  • Develop product roadmaps to provide seamless onramp, offramp, and settlement functions for our global payment platform.
  • Design and conceptualize payment and settlement solutions to meet business requirements.
  • Track key product metrics to measure platform performance and health. Integrate with banking partners and payment service providers to enhance our global platform.
  • Stay up to date on regulatory changes and monitor crypto industry trends to anticipate compliance requirements and potential risks.
  • Build internal tools and automate workflows to improve operational efficiency.
  • Collaborate with cross-functional teams—including compliance, engineering, legal, operations, and quality assurance—throughout product planning and development.
  • Define clear product requirements and user stories. Work closely with engineering and design teams to ensure successful implementation.

Requirements:

  • Familiar with FX products or deeply understand the cryptocurrency ecosystem and global licensing requirements for payment solutions.
  • Excellent written and verbal communication skills in both Chinese (Mandarin) and English, able to translate strategic goals into clear, actionable plans for product, engineering, design, and marketing teams.
  • Strong logical reasoning and critical thinking skills; able to analyze and assess complex problems and situations.
  • Proficient in technical product details, with deep understanding of system architectures and solutions; willing to collaborate with engineering and actively participate in designing scalable and extensible technical solutions.
  • Data-driven mindset, with the ability to identify, define, and track key metrics, set KPIs, and collaborate with engineering and analytics teams on tracking, monitoring, and evaluation.
  • Excellent project management and cross-department collaboration skills, able to drive projects forward effectively.
  • Position based in Shenzhen or Hong Kong.

Financial Institution Product Manager

Responsibilities:

  • Lead end-to-end product design and development in collaboration with financial institutions, including global payment providers, banks, Web3 exchanges, stablecoin issuers, market makers, securities firms, and other key players.
  • Develop and enhance global end-to-end payment corridor capabilities using stablecoins for cross-border B2B/B2B2C transactions (collections and payments).
  • Design and implement financial product solutions leveraging stablecoins for use cases such as Real-World Assets (RWA).
  • Draft and refine Product Requirement Documents (PRDs) to guide product development cycles.
  • Perform data analysis to support product decision-making and client engagement strategies.
  • Conduct market research and regulatory analysis to stay updated on industry trends and developments influencing the stablecoin and digital payments landscape.
  • Collaborate closely with external partners, development teams, and security departments to ensure seamless and secure delivery of solutions.

Requirements:

  • Familiarity with crypto/stablecoin products, and a solid understanding of the integration between Web2 and Web3 systems.
  • Knowledge of stablecoin cross-border payments, as well as key Web3 concepts and models such as PayFi, DeFi, and RWA.
  • Hands-on experience in developing and integrating products with financial institutions.
  • A minimum of 3 years of relevant work experience in product management, business development, or a related field.
  • Bachelor’s degree or higher in Computer Science, Finance, Economics, or a related discipline.
  • Experience in writing PRDs, project management, solution analysis, and collaborating with technical teams is preferred.
  • Self-driven, adaptable, and able to thrive in a fast-paced, startup-like environment.
  • Fluent in English; proficiency in Cantonese or Mandarin is a plus.

General Culture and Benefits of RD Technologies

  • Exciting and collaborative startup environment.
  • Give your best while having fun and grow as a person.
  • A flat structure: your ideas get heard by the right people very quickly.
  • Creating your own profile in the startup ecosystem.
  • Casual dress code.
  • Free coffee, tea, drinks and snacks daily.
  • In-house gym facilities.
  • Regular and fun company activities.
  • Comprehensive Medical & Life insurance
  • Other leaves in addition to annual leaves, e.g. marriage leave, birthday leave, compassionate leave.

Data collected would be used for recruitment purposes only. Applicants who do not hear from us may consider their application unsuccessful and their data will be destroyed within 24 months of receipt